This Privacy Policy describes the information collected through LifeNestQuotes.com (the "Site"), how that information is used, and the choices available to you. The Site is operated by Marcus A Peterson, a licensed insurance producer; "LifeNestQuotes" is the name of this website — not a company or separate legal entity — and references to "LifeNestQuotes," "we," "us," or "our" mean Marcus A Peterson. By using the Site or submitting the quote request form, you agree to the practices described in this Privacy Policy.
Notice at Collection
The following notice is provided at or before the point of collection, in summary form. The full description of each item appears in the sections that follow.
- Categories of personal information collected: contact information (name, telephone number, email address, city, and state); quote information (age, gender, and desired coverage amount); tobacco use; and technical information regarding your visit to the Site.
- Purpose of collection: to prepare and deliver the insurance quote requested, to connect you with a licensed insurance agent, and to measure the effectiveness of our advertising.
- Sale of personal information: LifeNestQuotes does not sell personal information for monetary consideration.
- Sharing of personal information for advertising purposes: LifeNestQuotes uses the Meta advertising pixel, which California law defines as "sharing" for purposes of cross-context behavioral advertising. You may opt out of this sharing at any time. See Your Privacy Choices.
- Retention period: personal information is generally retained for seven years, consistent with insurance recordkeeping requirements.
Information We Collect
When you complete the quote request form, LifeNestQuotes collects the information you provide, which may include the following:
- Your name, telephone number, and email address
- Your city and state
- Your age and gender
- Whether you use tobacco
- The coverage amount in which you are interested
- The individual or individuals you are seeking to protect, and your primary concern
LifeNestQuotes also automatically collects limited technical information when you visit the Site, including your IP address, browser type, device type, referring page, and your navigation through the Site. This information is collected through cookies and similar technologies, including the Meta (Facebook) advertising pixel described below.
How We Use Your Information
- To prepare and deliver the insurance quote you requested
- To contact you by telephone, email, or text message regarding mortgage protection and related insurance products
- To submit applications to insurance carriers on your behalf, if you elect to proceed
- To measure and improve our advertising and the Site
- To comply with applicable legal, regulatory, and recordkeeping obligations
Sensitive Personal Information
Whether you use tobacco constitutes "sensitive personal information" under California law, as it relates to your health. LifeNestQuotes uses this information solely for the purpose for which it was provided: preparing your insurance quote and, if you elect to proceed, submitting an application on your behalf to an insurance carrier. This information is not used to draw inferences about you for any other purpose and is not used for advertising. California residents have the right to request that LifeNestQuotes further limit the use of this information. See Your Privacy Choices.
Text Messages
If you agree to be contacted by text message, no mobile information collected through this program will be shared or sold to any third party or affiliate for marketing or promotional purposes. This restriction does not apply to information necessary to deliver the text messages themselves, including to our messaging platform provider, or to disclosures required by law. You may reply STOP to any text message to opt out, or HELP for assistance. Additional detail regarding message frequency and related terms is set forth in the Text Messaging Program Terms of the Terms and Conditions.
Parties With Whom We Share Information
LifeNestQuotes shares your information with the following categories of parties:
- Licensed insurance agents affiliated with LifeNestQuotes who prepare your quote and follow up with you
- Insurance carriers with whom we are appointed, when necessary to obtain quotes or submit an application
- Service providers that operate the Site on our behalf, including our web host and the form delivery service that routes your submission to us
- Regulators and other authorities, where required by law, subpoena, or a state department of insurance
LifeNestQuotes does not sell your personal information for money, and does not provide it to lead-buying networks or unaffiliated marketers.
The following clarification is provided under California law. Because the Site uses the Meta advertising pixel, information regarding your visit is transmitted to Meta and may be used to direct advertising to you across other services. California law defines this practice as "sharing" for purposes of cross-context behavioral advertising, regardless of whether any payment is made. You may opt out of this sharing at any time on Your Privacy Choices. LifeNestQuotes also automatically honors the Global Privacy Control signal, where sent by your browser, as a valid opt-out request.
Consent to Be Contacted
By submitting the quote request form, you consent to be contacted at the telephone number and email address you provide, including by automated dialing systems, prerecorded messages, and text messages, regarding insurance products. Consent is not a condition of purchasing any product or service. Message and data rates may apply.
You may withdraw consent at any time by replying STOP to a text message, using the unsubscribe link in an email, or contacting us at leads@lifenestquotes.com. Withdrawal of consent does not affect information already collected.
Advertising and Cookies
LifeNestQuotes advertises on Meta platforms, including Facebook and Instagram. The Site uses the Meta pixel, which places cookies and reports information to Meta when you visit the Site or submit the form. This allows us to measure the performance of our advertising and to reach individuals with similar interests. It may also permit Meta to associate your visit with your Meta account.
You may limit this practice through your Meta advertising preferences, your browser cookie settings, the opt-out tools available at optout.aboutads.info and youradchoices.com, or the toggle available on Your Privacy Choices.
Retention of Information
LifeNestQuotes retains quote requests for as long as necessary to serve you and to satisfy insurance recordkeeping requirements in the states in which we are licensed, which is generally seven years. Thereafter, the information is deleted or de-identified.
Security
The Site is served over an encrypted HTTPS connection, and form submissions are transmitted securely. No method of transmission or storage is completely secure, and LifeNestQuotes cannot guarantee absolute security.
Your Rights
California residents. Under the California Consumer Privacy Act, as amended by the California Privacy Rights Act, you have the right to know what personal information LifeNestQuotes collects and how it is used, to request a copy of it, to request its deletion, to correct inaccurate information, to limit the use of sensitive personal information, and to opt out of the sale or sharing of personal information. LifeNestQuotes does not sell personal information for money; however, as described above, our use of advertising cookies may constitute sharing for cross-context behavioral advertising, and you may opt out of that practice at any time. You will not be treated differently for exercising these rights. To exercise any of these rights, visit Your Privacy Choices, email leads@lifenestquotes.com, or call (413) 250-5133.
Residents of other states. Depending on your state of residence, you may have similar rights to access, correct, or delete your information. Contact us using the information below, and we will respond as required by the law of your state.
State-Specific Disclosures
LifeNestQuotes conducts business in states beyond California. The following section identifies, to the best of our knowledge as of August 2026, any additional state privacy law or state telemarketing law that may apply to you based on your state of residence. State privacy and telemarketing law changes frequently; this section should be treated as informational rather than as a legal determination. If you believe this section is inaccurate or outdated, please contact us.
If you believe you were contacted in a manner inconsistent with the requirements of your state, please notify us at leads@lifenestquotes.com. We take such reports seriously.
Licensing and Where We May Assist You
Marcus A Peterson is a licensed insurance producer. Insurance is regulated on a state-by-state basis, and LifeNestQuotes may discuss, quote, or place coverage only in states where a current license is held. If you submit the form from a state in which we are not licensed, we will notify you rather than proceed. Nothing on the Site constitutes an offer to sell insurance in any state in which we are not licensed.
Children
The Site is intended for adults. LifeNestQuotes does not knowingly collect information from any individual under the age of 18. If you believe a minor has submitted information, please contact us and it will be deleted.
Changes to This Policy
LifeNestQuotes may update this Privacy Policy from time to time. The date at the top of this page reflects the most recent revision, and material changes will be posted on this page.
Contact Us
Marcus A Peterson, Licensed Insurance Producer
2075 Lockwood Drive, San Jose, CA 95132
leads@lifenestquotes.com
(413) 250-5133
California Insurance Producer License #4438346